Helping you save stick loads.
I tried stretching my paycheque the other day and just
couldn't do it, so I decided to use the envelope approach by
allocating my pay cheque into three categories - not that PAK'nSAVE
pay me because everything they do they do to save you money.
- No more that 50% of your income should be spent on your "must
haves" -i.e. things that you can't go without: rent/mortgage; car;
electricity; basic food and clothing; and, so on.
- No more than 30% should be spend on your "wants" -…i.e. extra
clothes, cinema, drinks, shows, internet, cellphone, trips and
vacations, new appliances, additional food (cheaper
cuts of meat instead of lamb
chops), birthday present
for stickman...
- 20% of you money should be put on "savings". You can choose the
type of investment like savings accounts, shares, bonds, PAK'nSAVE Christmas
Club...